Terms of Service.
These terms are an agreement between you and Lualdi Advisors LLC (“Lualdi Advisors”, “we”, “us”), which operates REALIST at realist.solutions (the “Service”). By creating an account, signing in, or buying data, you accept them. If you use the Service for a company, you confirm you can bind that company to these terms, and “you” includes it.
1Accounts
REALIST is for businesses. You open an account with your own work e-mail address at your firm; personal and temporary e-mail addresses are not accepted, and the account opens only once you confirm the address through the link we send. The details you give must be true and current. We may decline or close any account. Keep your sign-in details confidential and use your own account: an account is for one person and may not be shared. You are responsible for everything done under your account. Tell us at once at info@lualdiadvisors.com if you think someone else has used it.
2The Service
REALIST is a real-estate data and underwriting platform: a map and lists of property listings with ratings, income and return estimates, map layers, comparables and related tools. Every account includes a free sample of the data (currently Laramie, WY; Duval County, FL; and Jefferson County, CO). Other states and categories are available by purchase. We may add, change or remove features, data sources and sample areas.
3Data and estimates
Listing information is compiled from publicly available sources and other third parties. It can be incomplete, out of date or wrong, and a listed property may already be sold, withdrawn or changed. Ratings, rents, income, returns and every other estimate are model outputs: they are not appraisals, valuations or offers.
Nothing in the Service is investment, financial, tax, legal or real-estate advice, and we are not acting as your adviser, broker or fiduciary. Verify anything that matters to you independently before you rely on it. Your decisions are your own.
4Plans, prices and payment
- What you buy. Data is sold by state and by category — homes, land and commercial — as a one-year subscription.
- Price. Each state and category is priced at its number of listings × its rate per listing per year. The total is shown before you pay. Prices exclude applicable taxes; where tax applies, it is added at checkout and shown before you pay.
- Card payments are processed by Stripe. We never receive or store your card number.
- Renewal. A card subscription renews automatically every year until you cancel. Each renewal is priced at the listing count and the rate at that time, calculated shortly before the renewal date. You can cancel at any time in the billing portal on Plans & pricing; cancelling stops the next renewal and your access continues to the end of the period you paid for.
- Bank wire. A wire order is priced the same way and given a reference. Access starts once we have received the funds and confirmed the order, and lasts one year. A wire order does not renew automatically — place a new order to continue. An order not paid within its stated term may be cancelled.
- No refunds. All fees are non-refundable, including when you cancel part-way through a paid year or use less of the data than you bought, except where the law requires otherwise.
- Failed payments. If a payment fails or is reversed, we may suspend the data it paid for until it is settled.
5Your licence and fair use
For as long as you have access, we grant you a limited, non-exclusive, non-transferable licence to use the Service and the data you have access to for your own internal business purposes. You may not:
- sell, resell, license, publish, distribute or share the data, or any dataset derived from it, with anyone else;
- download, copy, scrape, crawl or extract the data in bulk or by automated means;
- use the Service or its data to build or improve a competing product;
- share your account, get around access limits, or try to reach data you have not bought;
- reverse-engineer, overload or interfere with the Service; or
- use the Service for anything unlawful.
6Ownership
The Service — its software, design, ratings, estimates and the compilation of its data — belongs to Lualdi Advisors and its licensors and is protected by intellectual-property law. Listing content remains the property of its owners. Nothing in these terms transfers ownership to you. If you send us suggestions, we may use them without obligation to you.
7Third-party services
The Service relies on others: Stripe for payments, map-tile and font providers for the map and pages, and the sites where listings are published. Their own terms apply to them, and we are not responsible for their services or content. Links to other sites are for convenience.
8Availability and changes
We aim to keep the Service available but do not promise it will be uninterrupted or error-free; maintenance and updates may interrupt it. We may change the Service, and we may change prices and rates for future purchases and renewals.
9Suspension and termination
You may stop using the Service at any time. We may suspend or close your account if you breach these terms, fail to pay, or use the Service in a way that puts it, us or others at risk. When access ends, your licence ends with it. Sections 3, 6 and 10 to 13 survive.
10Disclaimers
The Service and all data are provided “as is” and “as available”. To the fullest extent the law allows, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy, completeness and non-infringement.
11Limitation of liability
To the fullest extent the law allows, Lualdi Advisors is not liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue, data or opportunities, arising from the Service or these terms. Our total liability for any claim is limited to the fees you paid us in the twelve months before the claim arose.
12Indemnity
You will defend and indemnify Lualdi Advisors against claims, losses and costs arising from your use of the Service or the data in breach of these terms or of the law.
13Governing law and disputes
These terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules. Any dispute will be heard in the state or federal courts located in Florida, and both parties accept their jurisdiction.
14Changes to these terms
We may update these terms. We will post the new version here with its effective date and, for material changes, tell you by e-mail or in the Service. Continuing to use the Service after a change takes effect means you accept it.
15Contact
Questions about these terms: Lualdi Advisors LLC · info@lualdiadvisors.com